City life isn't cheap.
According to the personal-finance site SmartAsset, you have to earn over $150,000 a year to afford rent on a two-bedroom apartment in New York City.
In its new report, the site looked at the average fair market rent (the average cost of renting an available apartment in 2016) for two-bedroom apartments in the 300 largest US cities, then focused on the main cities within the 15 largest metro areas.
To calculate the gross income required, SmartAsset set the rent-to-income ratio at 28% — that percentage is based off of government standards, which say that housing is affordable if you don't have to spend over 30% of your income on housing-related expenses.
Read on to see how much you would have to make (before taxes) to afford rent in 15 major US cities.
SEE ALSO: Here's how much it costs for a family to live in 20 major US cities
15. Detroit
Fair market rent for a two-bedroom: $886 a month
Income required: $37,971
14. Phoenix
Fair market rent for a two-bedroom: $1,162 a month
Income required: $49,800
13. Riverside, California
Fair market rent for a two-bedroom: $1,239 a month
Income required: $53,100
See the rest of the story at Business Insider